Personal decision intelligence

Neighborhood DecisionOS™

From information and research to clarity, confidence, and action. DecisionOS™ blends your Genome™, Digital Twin™, forecasts, and personal priorities into an explainable Decision Score, tradeoffs, pathways, and an AI Decision Coach who helps you decide calmly.

The Decision Score™

Research Triangle · family
Raleigh, NC
85
Strong match
High confidence
Data fit
92 · w10%
Lifestyle fit
84 · w15%
Financial fit
78 · w20%
Family fit
90 · w25%
Long-term fit
86 · w20%
Opportunity fit
82 · w10%

Raleigh, NC scores 85/100 with high confidence. Strengths: data fit, family fit. Watch: School boundary updates. Primary tradeoff: Higher housing costs.

Southwest Florida · retirement
Naples, FL
79
Strong match
High confidence
Data fit
88 · w10%
Lifestyle fit
92 · w20%
Financial fit
70 · w20%
Family fit
60 · w5%
Long-term fit
80 · w25%
Opportunity fit
74 · w20%

Naples, FL scores 79/100 with high confidence. Strengths: lifestyle fit, data fit. Watch: Climate / insurance exposure. Primary tradeoff: Higher cost of living.

Central Texas · remote work
Austin, TX
80
Strong match
High confidence
Data fit
90 · w10%
Lifestyle fit
88 · w20%
Financial fit
64 · w20%
Family fit
72 · w10%
Long-term fit
78 · w20%
Opportunity fit
90 · w20%

Austin, TX scores 80/100 with high confidence. Strengths: data fit, opportunity fit. Watch: Affordability drift. Primary tradeoff: Less stability today.

Tampa Bay · investment
Tampa, FL
81
Strong match
High confidence
Data fit
86 · w10%
Lifestyle fit
78 · w10%
Financial fit
74 · w20%
Family fit
70 · w5%
Long-term fit
76 · w20%
Opportunity fit
88 · w35%

Tampa, FL scores 81/100 with high confidence. Strengths: opportunity fit, data fit. Watch: Insurance exposure. Primary tradeoff: Less stability today.

Six dimensions of fit

Data fit

How completely we can describe this place from public data.

Lifestyle fit

Match against daily-life preferences, amenities, and pace.

Financial fit

Affordability, taxes, insurance, and total cost of living.

Family fit

Schools, safety, household structure, child-friendly amenities.

Long-term fit

Resilience, stability, and durability over 5–10 years.

Opportunity fit

Career, growth, investment, and emerging upside.

Decision Confidence engine

Data completeness

How many signals are populated and recent.

Personalization quality

How specific the user's priorities and constraints are.

Forecast confidence

Stability of historical trend + model agreement.

Similarity matching

How many comparable locations support the recommendation.

Tradeoff intelligence

Gain · Higher-rated schools
Sacrifice · Higher housing costs
meaningful
Gain · More affordability
Sacrifice · Longer commute
meaningful
Gain · Faster growth and upside
Sacrifice · Less stability today
significant
Gain · Lower property taxes
Sacrifice · Higher insurance exposure
small
Gain · More space per dollar
Sacrifice · Fewer walkable amenities
meaningful
Gain · Stronger climate resilience
Sacrifice · Slower price appreciation
small
Gain · Better healthcare access
Sacrifice · Higher cost of living
meaningful

Decision pathways

Move now
relocation
family
remote work
Advantages
  • Lock in current pricing
  • Start new lifestyle sooner
  • Avoid waiting-period uncertainty
Disadvantages
  • Less time to plan
  • Possible short-term affordability stretch
  • Forecast confidence is moderate
Wait 12 months
relocation
first home
investment
Advantages
  • More savings runway
  • Watch market direction
  • Allow forecast confidence to strengthen
Disadvantages
  • Prices may rise
  • Inventory may tighten
  • Opportunity cost on lifestyle change
Rent first, buy later
relocation
family
first home
Advantages
  • Test the neighborhood
  • Stay flexible
  • Reduce mistake risk
Disadvantages
  • No equity build-up
  • Two moves instead of one
  • Rent may rise
Buy immediately
first home
investment
Advantages
  • Start equity
  • Lock housing cost
  • Fewer disruptions
Disadvantages
  • Less certainty about fit
  • Transaction costs
  • Sensitive to rate changes
Retirement relocation
retirement
Advantages
  • Aligns with healthcare access
  • Tax-advantaged regions
  • Lifestyle fit
Disadvantages
  • Family distance
  • Climate adjustment
  • Healthcare network change
Remote-work relocation
remote work
Advantages
  • Higher disposable income
  • Broader geography
  • Lifestyle upgrade
Disadvantages
  • Employer policy risk
  • Time-zone friction
  • Travel cost to HQ
Family relocation
family
Advantages
  • Better schools / safety
  • Larger living space
  • Stronger long-term fit
Disadvantages
  • Disruptive for kids
  • Career impact
  • Higher total cost

Decision workspaces

Move to Austin
relocation
3 places
4
Compares
12
Chats
9
Notes
5
Forecasts
Retirement in Florida
retirement
3 places
3
Compares
7
Chats
11
Notes
4
Forecasts
Family relocation — Raleigh
family
3 places
5
Compares
14
Chats
18
Notes
6
Forecasts
Sunbelt investment basket
investment
3 places
6
Compares
9
Chats
14
Notes
8
Forecasts

Decision timelines

30-day move plan
30d
  1. W1
    Shortlist + budget lock
    Lock target neighborhoods, confirm affordability bands.
  2. W2
    Schools + commute audit
    Validate school assignment and weekly commute reality.
  3. W3
    Housing offer / lease
    Submit offer or sign lease; verify insurance and utilities.
  4. W4
    Move + settle
    Coordinate movers, schools, and address changes.
90-day relocation plan
90d
  1. W2
    Scout trip
    Visit top 2–3 neighborhoods; validate Digital Twin observations.
  2. W5
    Financial alignment
    Pre-approval, debt review, insurance quotes.
  3. W8
    Offer / lease
    Negotiate, inspect, and sign.
  4. W12
    Move + onboard
    Schools, employer, healthcare network onboarded.
12-month planning timeline
365d
  1. W4
    Research + priorities
    Decide must-have vs nice-to-have factors.
  2. W16
    Shortlist
    Narrow to 3–5 candidate places with Digital Twin tracking.
  3. W28
    Scout trip
    Visit and validate.
  4. W44
    Financial decision
    Buy, rent, hold.
  5. W52
    Move
    Execute and settle.
Retirement transition timeline
540d
  1. W6
    Lifestyle vision
    Climate, healthcare, community, family proximity.
  2. W20
    Financial plan
    Withdrawal strategy, tax positioning.
  3. W40
    Place selection
    Validate against Genome + Digital Twin.
  4. W60
    Move + integrate
    Healthcare onboarding, community connection.

Life Fit profiles

Family fit
Strengths · Schools, Safety trend, Family amenities
Weaknesses · Housing cost stretch
Watch · School boundary changes
Retirement fit
Strengths · Healthcare access, Climate, Cost of living
Weaknesses · Distance from family
Watch · Insurance + climate exposure
Remote-work fit
Strengths · Broadband, Cost-of-living arbitrage, Lifestyle
Weaknesses · Time zones, HQ distance
Watch · Employer remote policy
Investment fit
Strengths · Momentum, Affordability vs growth, Diversification
Weaknesses · Liquidity
Watch · Insurance and climate risk
First-home fit
Strengths · Affordability, Stability
Weaknesses · Limited inventory
Watch · Rate sensitivity
Relocation fit
Strengths · Lifestyle upgrade, Career fit
Weaknesses · Disruption cost
Watch · Forecast confidence

Scenario modeling

Income changes ±20%
Moderate confidence
  • Re-rank candidates by affordability
  • Shift to renting first if downside
  • Expand search radius if upside
Housing costs shift ±10%
Moderate confidence
  • Watchlist re-ranking
  • Pathway shift: buy vs wait
  • Tradeoff weights update
Move date shifts ±6 mo
High confidence
  • Forecast confidence revised
  • Inventory window changes
  • Pricing band updated
Local market softens
Moderate confidence
  • Higher negotiation leverage
  • Opportunity fit increases
  • Long-term fit stable
New child / dependent
High confidence
  • School weighting increases
  • Space + safety re-weighted
  • Healthcare proximity matters more

AI Decision Coach

Calm, supportive, and practical. The Coach explains options, surfaces tradeoffs, recommends next best actions, and helps reduce overwhelm — always grounded in the data behind the recommendation.

Family decision mode

Schools, housing, budget, safety, lifestyle — composed into a family-grade decision report.

Retirement decision mode

Affordability, healthcare, lifestyle, long-term stability, and climate fit.

Investment decision mode

Growth, affordability trends, momentum, risk indicators, and opportunity signals.

What's included by tier

free
  • Decision Score (preview)
  • Top 1 tradeoff
  • Single pathway suggestion
premium
  • Full Decision Score + drivers
  • Confidence band + reasons
  • All tradeoffs
  • Scenario modeling
  • Decision narratives
pro plus
  • Long-term planning timelines
  • Predictive guidance
  • Emerging opportunity scans
  • Family / Retirement / Investment decision reports

Decision guides

Best cities for families
Best retirement decisions
Affordable relocation options
Best places for remote workers
Move now vs. wait 12 months
Rent vs. buy: decision framework

Trust and transparency

  • Recommendations are interpretive, confidence-banded, and grounded in public data.
  • We always show what drives a score and what it sacrifices.
  • Water quality is mapped to the nearest available water system — and labeled as such.
  • We never claim certainty about future events; we communicate ranges and confidence.
  • Decision narratives are explainable, never manipulative, and avoid steering protected-class decisions.